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A reverse mortgage is a loan that enables senior homeowners, age 62 or older, to convert part of their home equity into cash flow. There are no monthly mortgage payments, and the loan does not have to be repaid until the last surviving borrower permanently moves out of the property. All remaining equity is inherited by the estate.
 Top 10 Reasons Why You Should Consider A Reverse Mortgage:1. You may outlive your retirement income.
2. Stay at home and remain independent.
3. Ability to afford in home care instead of a nursing home.
4. No monthly mortgage payments.
5. No credit or income requirements.
6. Pay off debts.
7. Receive cash you can use for any purpose.
8. Tax-free money.
9. Emergency fund.
10. As markets crash and retirement dreams fade away, a reverse mortgage is one of the few reliable financial tools left for seniors.
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